Sep 5, 2017 ... He sent the code (via SMS) twice, but I didn't receive it. In the end I just said that I'd phone back when the app update comes. I've noticed ...Found Tandem Bank via Martin Lewis… Found Tandem Bank via Martin Lewis MoneySavingExpert Was the best % rate at the time however some 6 months later they reduced their rate just at the same time Trading 212 introduced interest on cash held in account at a better rate and paid daily, no brainer really. App works well and once a …Here's the amount the experts say you should aim to keep in your checking and savings accounts. While it’s important to have some cash in your bank account, it’s also possible to k...Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered office ...Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Were *you* born for heli-skiing deep BC pow? Epic. Deep. Blower. There are myriad ways to describe awesome powder skiing, and the Gertsch family business specializes in bringing th...Mar 11, 2022 · Bank of Scotland, Halifax and Lloyds to close 176 branches in 2024/25 – here's the full list, plus alternatives. The banks, which are all part of the Lloyds Banking Group, will shut at least 176 of their branches in 2024 and 2025, after the Group announced a further 53 closures. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered office address Viscount Court, Sir Frank Whittle Way, Blackpool, United Kingdom, FY4 2FB. Bank of Scotland, Halifax and Lloyds to close 176 branches in 2024/25 – here's the full list, plus alternatives. The banks, which are all part of the Lloyds Banking Group, will shut at least 176 of their branches in 2024 and 2025, after the Group announced a further 53 closures.At the time of writing, the Tandem Bank interest rates are as follows: Tandem Instant Access Saver - 4.65% AER³. Tandem Fixed Saver - 5.85% AER⁴. Bear in mind that interest rates can change. These rates are correct at the time of writing - 23rd August 2023 - but you’ll need to double check the live rate before you make a deposit.Experienced Chief Financial Officer with a demonstrated history of working in the banking industry. Skilled in Portfolio Management, Financial Statements, Banking, Cash Management, and Accounting.Tandem Bank®¹ describes itself as the UK’s greener bank. With Tandem you can get a savings account to earn interest, apply for loans for things like buying an electric vehicle or upgrading your home to be more environmentally friendly, and access energy and money saving product ideas through the Tandem Marketplace.Here's the amount the experts say you should aim to keep in your checking and savings accounts. While it’s important to have some cash in your bank account, it’s also possible to k...Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Banking for a greener future. We’re Tandem. We're building the UK’s greener, digital bank providing hard working people across the UK with sustainable ways to save, borrow and spend. Find out how we can help you enjoy a more affordable lifestyle while reducing your carbon footprint.Jan 12, 2022 · Tandem Bank acquiring fast-growing consumer lender Oplo to create the UK’s fairer, greener digital bank ; Newly combined business will create a leading digital bank with day 1 profitability and strong long-term growth; Tandem Bank will have over £1.2 billion of total assets, £1 billion of funding and more than 171,000 customers © 2024 Tandem Bank • Privacy policy • Member FDIC • Equal Housing Lender Ethical behavior is acting in a manner that is in tandem with what society considers to be good morals. Ethical behaviors are important because they guide people’s actions. Example... Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered office address Viscount Court, Sir Frank Whittle Way, Blackpool, United Kingdom, FY4 2FB. Farewell from AltFi. We deeply regret to inform you that after 10 years of operation, we are closing the AltFi business. Whilst our purpose, journalism and brand following has never been in doubt, we have faced severe headwinds over the last 18 months. We would like to take this opportunity to thank everyone in our network for your persistent ...Tandem Bank, the UK’s green digital bank, has launched an interest rate top-up for its instant access savings accounts. Under the new Top Up, customers can apply the rate to their instant access savings account – adding an increased rate that will apply for 12 months. AER or Annual Equivalent Rate illustrates what the interest rate would be ...Tandem Bank, the UK’s greener digital bank, has today increased the total rate available for its instant access savings account to a market leading 3.20%. The rate marks an increase in Tandem’s Top Up rate, which launched this year, with an increase to 0.35%, on top of its 2.85% underlying rate. The below shows how the rate and Top Up would ... Learn how to manage your cash flow, liquidity and risk with treasury.tandem.bank, the online platform for treasury management solutions. Sep 1, 2023 · Starling Bank and Tandem Bank do have some overlapping products, but they’re quite different in their focus. Some similarities include: Both Starling Bank and Tandem Bank are digital only providers. Starling Bank and Tandem Bank both have full UK banking licences. Both Starling Bank and Tandem Bank offer some loans and credit services, as ... Chase Business Complete Banking is great for businesses looking for affordable business checking for low to moderate transaction volume. Banking | Editorial Review REVIEWED BY: Tri...By partnering with Capital Payments, we have simple, secure and cost effective solutions to meet your needs. Our services deliver the convenience and flexibility to help you grow and manage your business. The key benefits you will receive include: Flexibility in most payment environments, such as eCommerce, retail, B2B, etc.Tuy Phước, Bình Định, Binh Dinh, Nghia Binh, Vietnam. 2,329 likes. những người con của quê hương Tuy Phước, Bình ĐịnhJun 1, 2023 · Image credit: Tandem Bank. Tandem Bank has hit a full year of operating profit for the first time in company history after transitioning into a ‘green bank’. As revealed in the company’s financial report today, the challenger bank’s deposits increased by over 126% in 2022, from £771m to £1.75bn. Tandem Bank doesn’t have current accounts, but does have good value saving products including easy access accounts - no cards are offered, though, so this isn’t intended for everyday use. Compare your options against other, non-bank, alternatives, like Wise, to see which might suit your needs. With Wise you’ll still be able to manage your ...Forms & Loan Applications. Commercial Loan Application. Personal Financial Statement Form. PFS Certification. Certification of Beneficial Owner (s)Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Tandem Bank Limited is a company registered in England and Wales (company registration number 00955491) with its registered office address at 40 Bernard Street, London, WC1N 1LE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number ...Banking for a greener future. We’re Tandem. We're building the UK’s greener, digital bank providing hard working people across the UK with sustainable ways to save, borrow and spend. Find out how we can help you enjoy a more affordable lifestyle while reducing your carbon footprint.The answer to this is a definite no, as Tandem is a fully regulated and legitimate UK bank. It has hubs in 5 UK cities, employs over 500 people and has acquired the likes of Harrods Bank in order to become the company it is today.¹. Tandem Bank is registered in the UK with Companies House. It’s authorised by the Prudential Regulation ... Experienced, approachable, and practical, Tandem is locally owned and devoted to the communities it serves. As the first new bank in Georgia in over 10 years, Tandem Bank is designed to deliver ... By partnering with Capital Payments, we have simple, secure and cost effective solutions to meet your needs. Our services deliver the convenience and flexibility to help you grow and manage your business. The key benefits you will receive include: Flexibility in most payment environments, such as eCommerce, retail, B2B, etc.Sep 29, 2023 · Tandem Bank®¹ describes itself as the UK’s greener bank. With Tandem you can get a savings account to earn interest, apply for loans for things like buying an electric vehicle or upgrading your home to be more environmentally friendly, and access energy and money saving product ideas through the Tandem Marketplace. Tandem, the UK’s greener digital bank, has committed to a new office in London, reconfirming its commitment to the UK’s fintech capital. The new site, located in 10 Bloomsbury Way, London WC1A 2SL offers an excellent location with facilities and infrastructure, enabling Tandem to add yet another greener office space to its expanding … iPad. Tandem Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Tandem Bank has strengthened its executive team with the appointment of two new senior executives. David McCarthy has been appointed as Tandem’s Chief Financial Officer (CFO) becoming a member of both the bank’s Board and executive committee. David joins Tandem from Atom Bank where he has been CFO for the past …Tandem Bank today announces the appointment of Susie Aliker as Chief Executive Officer. The appointment is subject to regulatory approval. The board of Tandem has agreed with Ricky Knox, that he will step down as …What is Tandem Bank? Tandem Bank aims to create “the UK’s greener, digital bank providing hard working people across the UK with sustainable ways to save, borrow and spend.”¹. Run by people with extensive financial services sector experience, it offers a range of services from savings accounts to loans and mortgages.Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered office ...Oct 24, 2023 · Tandem Instant Access savings account. Tandem offers an easy access savings account and savers can earn up to 5.00% AER interest on the balance. The interest rate on the account is 4.65% AER variable but if a top up is applied to your account you can benefit from an additional 0.35% interest to make it 5.00% interest in total. Ad blockers are handy tools that help you browse the internet smoothly and protect your privacy online. Most are free and easy to install. Ad blockers usually come in the form of b...Were *you* born for heli-skiing deep BC pow? Epic. Deep. Blower. There are myriad ways to describe awesome powder skiing, and the Gertsch family business specializes in bringing th...The answer to this is a definite no, as Tandem is a fully regulated and legitimate UK bank. It has hubs in 5 UK cities, employs over 500 people and has acquired the likes of Harrods Bank in order to become the company it is today.¹. Tandem Bank is registered in the UK with Companies House. It’s authorised by the Prudential Regulation ...Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered office ... About Tandem Bank; Contact Tandem Bank; Log In. Online Banking Login (opens in a new window) Treasury Mgmt Login (opens in a new window) Consumer Card Login (opens in a new window) Business Card Login (opens in a new window) Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Fixed Term Saver Account | Tandem. Savings Accounts. Instant Access Saver. Fixed Saver. Make the most of your money by opening a Fixed Term Savings …Jan 23, 2023 · Founded in 2014 as a digital challenger bank to compete with the likes of Starling and Monzo, Tandem is now focused on building “the UK’s greener digital bank”, helping people to save, borrow and spend a little bit greener. Although it is a fully-regulated bank (having acquired Harrods Bank in 2017), Tandem doesn’t offer its own current ... Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Tandem Bank has strengthened its executive team with the appointment of two new senior executives. David McCarthy has been appointed as Tandem’s Chief Financial Officer (CFO) becoming a member of both the bank’s Board and executive committee. David joins Tandem from Atom Bank where he has been CFO for the past …Tandem Bank Limited is a company registered in England and Wales (company registration number 00955491) with its registered office address at 40 Bernard Street, London, WC1N 1LE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration … Tandem Bank Limited is a company registered in England and Wales (company registration number 00955491) with its registered office address at 40 Bernard Street, London, WC1N 1LE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number ... David Macdonald. “Susie is a dedicated and inspirational leader, focusing on the big picture while keeping a close eye on the details that matter. At BACB, she applied her expertise far beyond the expected, improving the bank’s culture and building its long term vision. She has an incredible breadth of knowledge and passion for banking and ...Online Banking. When it comes to managing your personal or business accounts, you'll be able to quickly pay bills, transfer money, apply for certain loans and much more through Tandem Bank's Online Banking. Enroll Now. You can access your account information from anywhere and take care of important tasks within our secure Online Banking portal.Signing up and opening an account with Tandem only takes a matter of minutes on your mobile phone, and you can use the convenience of Open Banking to fund your accounts without leaving your device. As a fully regulated UK bank, your money is protected up to £85,000 by the FSCS. We also have a dedicated team happy to manage any questions …How do I setup BillPay? Why won’t my BillPay transaction process? Does Tandem charge for incoming wires? What are Tandem's wiring instructions? Is Tandem … Tandem Bank Limited is a company registered in England and Wales (company registration number 00955491) with its registered office address at 40 Bernard Street, London, WC1N 1LE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number ... With a Tandem Home Loan, you could borrow anything from £10,000 to up to £250,000 and you can spread your repayments across 60 months to up to 300 months (25 years), set up to suit your monthly budget. Please think carefully before securing debts against your home – your home may be repossessed if you do not keep up repayments on a mortgage ...In the U.S., there are an estimated 33.2 million small businesses. Whether you’re a current business owner or are considering starting a company, having a business bank account is ...We are a full-service community bank in Atlanta offering personal and business banking services with YOU in mind. Contact us today at our Tucker, GA location …Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Treasury Banking FAQs When downloading the Tandem Bank Treasury app, you should select the Tandem Treasury app with the black & white logo. How can I receive my statements electronically? Log in to your account. Select Reports. Select Enroll Accounts. How do I setup BillPay? Once you are logged into Tandem Treasury: Select Payments. …Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …A fixed resource remains unchanged as output increases, and a variable resource changes in tandem with output. All resources are utilized as inputs in the production process. The f...Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with …Tandem Bank has launched an interest rate top up for its instant access savings accounts. Under the new Top Up, available today, customers are invited to apply the rate to their instant access savings account – adding an increased rate on top of their existing rate, which will apply for 12 months. AER stands for Annual Equivalent Rate and ...Contact Tandem Bank regarding any suspicious activity you notice on your account. Keep your social security number in a safe place – never carry it with you. Report lost or stolen credit cards, debit cards, drivers’ license, or ID cards immediately to the appropriate provider. Shred any documents you no longer need that have any personally ...Tandem Bank launches auto savings. Tandem Bank's new round-up savings account moves any change from purchases on connected cards into a saving account which pays 0.5% interest. Tandem will also offer a 'Safe to Save' feature, which will calculate how much you can afford to save based on your income and outgoings. Alternatively, you can …Tandem Bank (the “Bank”) is a state-chartered bank headquartered in Tucker, DeKalb County, Georgia. The Bank provides a full range of banking services in its primary market area of DeKalb and Gwinnett Counties and surrounding counties. The Bank began its organizational activities on November 2, 2018Tandem Bank, the UK’s greener digital bank, has today increased the total rate available for its instant access savings account to a market leading 3.20%. The rate marks an increase in Tandem’s Top Up rate, which launched this year, with an increase to 0.35%, on top of its 2.85% underlying rate. The below shows how the rate and Top Up would ...Chase Business Complete Banking is great for businesses looking for affordable business checking for low to moderate transaction volume. Banking | Editorial Review REVIEWED BY: Tri...Banking for a greener future. We’re Tandem. We're building the UK’s greener, digital bank providing hard working people across the UK with sustainable ways to save, borrow and spend. Find out how we can help you enjoy a more affordable lifestyle while reducing your carbon footprint.Is it time to buy big financial institutions, or even small banks?...GS Since most of our readers are investors, it makes sense that I'm getting questions about specific banks and ...Enantioselective intramolecular tandem cyclization of dielectrophile–dinucleophile assembled o-alkynylbenzamides was realized using a chiral phosphoric acid as …Tandem Bank Limited is a company registered in England and Wales (company registration number 00955491) with its registered office address at 40 Bernard Street, London, WC1N 1LE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration …Tandem Bank has hit a full year of operating profit for the first time in company history after transitioning into a ‘green bank’. As revealed in the company’s financial report today, the challenger bank’s deposits increased by over 126% in 2022, from £771m to £1.75bn. The firm also increased its lending to £1.2bn, resulting in an operating profit of …A few years ago, major banks were falling all over themselves to offer you a free checking account—no minimum balance needed, sometimes with interest, and occasionally with a free ...mortgage solutions. Intermediaries only. Your home may be repossessed if you do not keep up with repayments on your mortgage. Didn't find what you were …What is Tandem Bank? Tandem Bank aims to create “the UK’s greener, digital bank providing hard working people across the UK with sustainable ways to save, borrow and spend.”¹. Run by people with extensive financial services sector experience, it offers a range of services from savings accounts to loans and mortgages.Here's the amount the experts say you should aim to keep in your checking and savings accounts. While it’s important to have some cash in your bank account, it’s also possible to k...Exclusive 🚀 Tandem Bank- Reduces Residential First Charge Rates by up to 0.96%* Plus Simplifies Criteria Guide for New Homeowners Tandem Bank the… Liked by David Torpey Yes, people always had to save or get help from parents..... but it is much harder now!Tandem Bank Limited is a company registered in England and Wales (company registration number 00955491) with its registered office address at 40 Bernard Street, London, WC1N 1LE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration …
When Tandem Bank burst onto the UK market in 2015 it had a vision of a new customer-centric approach to banking that creates lifetime value to customers and shareholders alike. Following the acquisition of green loans company, Allium, this challenger bank now also has the opportunity to blaze a trail towards a greener future, where financial security and …. Albert the money app
Tandem, the UK’s greener digital bank, has secured £20 million in Tier 2 capital from Quilam Capital – a growth investor with expertise in the speciality finance sector. The investment by Quilam further re-enforces the growth trajectory of Tandem as the business seeks to continue its mission of building the UK's leading purpose-led ... Tandem Bank has announced it is acquiring fast-growing consumer lender Oplo to create a fairer, greener digital bank for UK consumer. The business combination will create: • A profitable digital bank with significant scale. The combined business will have £1.2 billion of total assets – including £230 million in green lending – £1 ... Tandem Bank acquires Loop. With Tandem’s focus on helping consumers save, borrow, and spend a little bit greener, the addition of Loop to the bank’s digital offer will give customers a new way to borrow and lend from each other, while supporting the transition to a low-carbon economy. Launched in early 2022, Loop is a social network …Tandem's deposit base is said to have broken through the £1bn barrier this year, although it remains a tiny player in Britain's vast retail banking market. AdvertisementTandem, the UK’s greener digital bank, has announced it’s giving its frontline workers a cost of living support payment. Tandem will provide a £500 Cost of Living Payment to members of staff who earn £30,000 or less, to provide support at a time of economic uncertainty and rising energy costs. Many recipients are based in Tandem’s ...Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Susie Aliker/Tandem. Tandem Bank has been given the regulatory permission to fully acquire consumer lender Oplo, bringing its total assets to £1.2bn and customer base to 171,000.. Both firms are portfolio companies of Pollen Street Capital, a private equity and debt investor, that has been active in the fintech and alternative … Contact Us Tucker Branch (770) 281-9880 2356 Main Street Tucker, GA 30084 Monday-Friday: 9am-4pm Peachtree Corners (470) 482-1818 107 Technology Pkwy, Ste 413 Peachtree Corners, GA 30092 This location does not accept deposits or perform teller transactions Decatur (770) 281-9889 120 N. Candler St, Stes 10 & 11 Decatur, GA 30030 This location does not […] Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered office ...Tandem Bank, the UK’s greener digital bank, has increased the interest rate on its instant access savings accounts to 2.85% following the Bank of England interest rate hike announced today. Combined with Tandem’s new Top Up rate launched last month, customers can now get access to a market leading 3.05%. The below shows how the …The launch of its new Marketplace continues the bank’s mission to help everyday people make greener financial choices. Phase 1 of the Tandem Marketplace is live now and will continue to evolve to incorporate greener motoring and money management, with the aim to become a key greener living resource for UK customers. [3]The Sixth Carbon Budget ...© 2024 Tandem Bank • Privacy policy • Member FDIC • Equal Housing LenderTandem Bank today launched its much-anticipated residential purchase proposition. The move comes earlier than expected, following the market’s positive reaction to how they have reimagined and streamlined the remortgage process. Tandem have been working closely with intermediary partners to ensure that customers’ remortgages complete ...Is it time to buy big financial institutions, or even small banks?...GS Since most of our readers are investors, it makes sense that I'm getting questions about specific banks and ...Tandem Bank Limited t/a Tandem is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Tandem Bank Limited is registered on the Financial Services Register (FRN: 204479). Registered in England and Wales under company number 00955491 with registered …Banking for a greener future. We’re Tandem. We're building the UK’s greener, digital bank providing hard working people across the UK with sustainable ways to save, borrow and spend. Find out how we can help you enjoy a more affordable lifestyle while reducing your carbon footprint.We are a full-service community bank in Atlanta offering personal and business banking services with YOU in mind. Contact us today at our Tucker, GA location … Tandem Bank Limited is a company registered in England and Wales (company registration number 00955491) with its registered office address at 40 Bernard Street, London, WC1N 1LE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number ... Tandem Bank. Current Job Openings. Department. Office. Data Technology & Product. IT Service Desk Team Leader Blackpool, United Kingdom. IT Service Desk Team Leader Manchester, United Kingdom. Home Improvements. Underwriter Cardiff, United ....