1 day ago · 5. SynchroArts RePitch. RePitch is a powerful vocal tuning plugin that employs some seriously powerful algorithms. This is not a strictly AI plugin, but the powerful software is built on huge codebase that generates AI-like results that are capable of tuning vocals, while maintaining a natural human sound. Nov 15, 2023 · Plug AI is an innovative mobile application designed to democratize access to artificial intelligence. It empowers users with no technical background to leverage AI technology for various practical applications. The app features an intuitive interface, allowing users to easily navigate and implement AI tools for tasks like image recognition ...Transform your romantic interactions with Plug AI, the texting and flirting assistant designed to boost your confidence and effectiveness in the game of love. 1) Upload a screenshot to generate customized responses. 2) Generate opening pick-up lines. 3) Chat with PlugAI to receive dating and sel…On January 20, HKSTP unveiled the AI PLUG and Robotics Catalysing Centre (RCC) 2.0. The launch of these facilities is meant to drive co-creation, knowledge transfer and broader market adoption of ...whatplugin.ai | Best ChatGPT Plugins list of 2024. Submit GPT. Easily Find Plugins For ChatGPT (legacy) Explore, learn and try. 1168. ChatGPT plugins. Hide Filters. ⌘. K. …Chat based game where your goal is to make an AI character to like you. Choose any character from real life or fictional world. IMPORTANT: Use at least GPT 3.5. Works best using GPT-4.. Try this and more free AI and ChatGPT tools and chatbots on miniapps.ai!Jun 14, 2023 · Salesforce says its new technology will help client companies use generative AI tools such as ChatGPT safely by protecting proprietary data, among other things. For Salesforce, convincing ...Feb 21, 2024 · Plug and Play AI Bundle is an easy to use AI System that helps you create AI within minutes. Built for singleplayer and multiplayer. Includes 4 AI examples - Archer, Shooter, Swordsman and Zombie. This bundle contains the following AI assets - Archer, Swordsman, Shooter, Zombie. Important - The AI are not child classes of a parent AI.Plug Into AI™ recognizes the importance of understanding how to effectively interact with these systems, leveraging their capabilities to drive corporate growth and efficiencies. With our deep knowledge in capitalizing on AI, we empower you to stay ahead of the competition. Don't wait until your competition has already gained a significant edge. Download Plug Ai 😏 Works in Wizz, Tinder, and more iOS and Android Store ⬇️ Use the plugin: To use the AI Agents plugin, you'll need to type out a specific command. This command is a bit like sending a message to your team of advisors. It starts with the word 'aiAgents', followed by a dot, then 'aiagent', and finally your request enclosed in brackets and quotes. For example, if your goal is to understand quantum ...Lamborghini is two years into a €1.9 billion ($2 billion) electrification strategy , in which it will first roll out gas-electric hybrid versions of its entire lineup before …4 days ago · Jamahook is an AI-powered sound-matching VST plugin that suggests the best samples for your tracks by analyzing your project’s attributes, such as harmony, key, emotion, mood, rhythm, distortion, and percussive qualities. It offers three subscription options, with discounts available on annual payments.Feb 21, 2024 · Plug and Play AI Bundle is an easy to use AI System that helps you create AI within minutes. Built for singleplayer and multiplayer. Includes 4 AI examples - Archer, Shooter, Swordsman and Zombie. This bundle contains the following AI assets - Archer, Swordsman, Shooter, Zombie. Important - The AI are not child classes of a parent AI. …As ChatGPT gains access to more extensive journal databases, it could perform large-scale meta-analyses, from which it could suggest novel research questions and aid in study design." ScholarAI is an artificial intelligence (AI) company specializing in linking academic research and technical information to large language models (LLMs) like ChatGPT.Mar 23, 2023 · We’re excited to build a community shaping the future of the human–AI interaction paradigm. Plugin developers who have been invited off our waitlist can use our documentation to build a plugin for ChatGPT, which then lists the enabled plugins in the prompt shown to the language model as well as documentation to instruct the model how to use ... Mar 23, 2024 · PlugAI is an Ai-powered application designed to assist users in enhancing their communication skills to foster romantic connections.The software leverages advanced Language algorithms to provide tailored responses and opening pick-up lines to start a conversation with a potential romantic partner. Users can upload screenshots to receive …3 days ago · Designed for You and Your Teams. AIPRM provides efficient and affordable AI on top of ChatGPT. AIPRM Cockpit now lets you use the power of AIPRM with secure AI APIs and many different LLMs. AI statistics show that 53% of business owners expect AI to save them time. So, use AIPRM and spend more of your time on your business.How to use Plug AI: texting assistant (Full Guide)Ready to supercharge your texting experience with Plug AI? You're in for a treat! In this comprehensive g...PLuG refers to the part of the DevRev platform that directly enables communication with and understanding of your users, including your customer success and support teams. The PLuG widget is an in-app engagement center that your customers use to interact with you. Conversations started in the PLuG widget are found in the Support Inbox. 🎥 ...Jan 4, 2024 · Published Jan 4, 2024. + Follow. Plug AI APK es una aplicación de inteligencia artificial versátil que brinda experiencias innovadoras y convenientes a los usuarios. Este artículo presentará ... Mar 6, 2021 · Place the df-ai.plug.* file in hack/plugins. Extract the df-ai-blueprints folder from df-ai-assets.zip into the Dwarf Fortress root (the same folder as hack and dfhack-config). If there is a df-ai-blueprints folder from a previous version of df-ai, remove it first. df-ai-assets.zip can be found in the list of files above.Mar 23, 2023 · We’re excited to build a community shaping the future of the human–AI interaction paradigm. Plugin developers who have been invited off our waitlist can use our documentation to build a plugin for ChatGPT, which then lists the enabled plugins in the prompt shown to the language model as well as documentation to instruct the model how to use ... Mar 23, 2024 · PlugAI is an Ai-powered application designed to assist users in enhancing their communication skills to foster romantic connections.The software leverages advanced Language algorithms to provide tailored responses and opening pick-up lines to start a conversation with a potential romantic partner. Users can upload screenshots to receive … AI Pick-Up Line Generator. Use ChadGPT AI to generate a pick-up lines with the power of AI based on the context and vibe you provide. Let AI help you get a date with your crush! You can make the pick-up lines funny, flirty, teasing or spicy. Share the automatically generated pick-up line with your friends via social media or crush on dating app. Oct 18, 2023 · 📱 Install Plug AI: Texting Assistant APK on Android. Tap Plug AI: Texting Assistant.apk. Tap Install. Follow the steps on screen. Read more. Old Versions. Plug AI: Texting Assistant 1.1.6 APK XAPK. Dec 8, 2023 · Android 5.0+ Plug AI: Texting Assistant 1.1.5 XAPK. Oct 31, 2023 · Android 5.0+ Inquiries: Thanks for submitting! Plugging businesses into Artificial Intelligence. Meet your industry specific curated AI, and watch it help your customer base grow at light speed. Feb 23, 2023 · 从2022年10月起，日本株式会社PLUG 就开始提供「Package Design AI 」服务。这是一个只需要使用者上传图像素材，人工智能就可以自动在一个小时内，完成1000组商品的包装设计的工具。这间名为「Plug AI」的公司，2014年由市场调查公司与包装 …A set of AI-enabled effects, generators, and analyzers for Audacity®. These AI features run 100% locally on your PC 💻 -- no internet connection necessary! OpenVINO™ is used to run AI models on supported accelerators found on …Brisk is a free AI-powered Chrome extension that helps busy teachers save time directly within the tools they already use, like Google Docs, Slides, YouTube, and web articles. Teachers use Brisk as a Targeted Feedback Generator, AI Presentation Maker, AI Quiz Maker, AI Lesson Plan Generator, AI Rubric Generator, Letter of Recommendation …Apr 16, 2024 · Plug AI: Texting Assistant is a lifestyle app developed by Vert Media Partners. The APK has been available since August 2023.In the last 30 days, the app was downloaded about 24 thousand times. It's highly ranked. It's rated 2.34 out of 5 stars, based on 2.1 thousand ratings. The last update of the app was on November 15, 2023.Plug AI: … AI-powered extensions. Elevate your browser with Generative AI powered extensions. When Meta launched its Meta AI chat tool last year, it left much to be desired. In some cases, it returned less desirable results compared to Open AI's ChatGPT-4 and …Jul 27, 2021 · Our AI systems rated Plug Power C in Technicals, F in Growth, F in Low Volatility Momentum, and F in Quality Value. The stock closed up 0.97% to $27.07 on volume of 14,360,490 vs its 10-day price ... Our users’ Intellectual Property is fully protected, as Archicad AI Visualizer runs on your computer, saving and storing images locally. The ethical use of technology is also our highest priority. We will only release commercial products that our customers can use with confidence. Please read the End User License Agreement for more details.Plug AI es una app que te ayuda a encontrar éxito y conexiones en el mundo de las citas en línea. Con su algoritmo de IA, te ofrece consejos, frases, análisis y optimización para …Mar 18, 2024 · The Auto-Photoshop-StableDiffusion-Plugin is a strong AI plugin that extends the tremendous powers of Automatic1111 Stable Diffusion to Photoshop. Users may edit Stable Diffusion photos right within Photoshop with this innovative plugin, eliminating the need to switch between programs.Apr 19, 2021 · 据了解，PLUG 采用了 1TB 以上高质量中文文本训练数据，涵盖新闻、小说、诗歌、问答等广泛类型及领域，其模型训练依托了阿里云 EFLOPS 高性能 AI ...Apr 27, 2021 · パッケージデザイン調査結果をaiが予測するwebサービス。画像をアップするだけで評価結果がたった10秒で算出！plug20年のデザイン評価ノウハウと ... AI Engine is a plugin that helps users connect their websites to AI services like OpenAI’s ChatGPT or Microsoft Azure. Users need their own API key and must follow the rules set by the AI service they choose. By using AI Engine, users agree to watch and manage the content made by the AI and handle any problems or misuse.To install the plugin, follow these steps: Windows + macOS. Open Topaz Video AI. Make sure you are signed in. Click Plugins > "Install DaVinci Resolve Plugin (Beta)" For now, there are some important notes for users working with the Resolve plug-in: Only Enhancement and Motion Deblur models are currently available. All models run at 1x scale.加入AI交流群，享一手资讯. 建E网AI绘图是一款人工智能图片在线编辑工具,为设计师提供文字生成创意图,帮助设计优化方案,完成图片制作,具有手绘上色,彩平图上色,高清放大等功能,为设计师提供丰富的AI创意灵感和设计类lora模型,是建筑与室内设计师的提高效率 ... All menus can be used for 15,000 yen per sheet. AI trained on the results of more than 10 million consumer surveys on package design.Results can be output at a low price and in a short time: 15,000 yen per image and only 10 seconds.This leads to solutions to various problems in package design development. Apr 16, 2024 · Plug AI: Texting Assistant is a lifestyle app developed by Vert Media Partners. The APK has been available since August 2023.In the last 30 days, the app was downloaded about 24 thousand times. It's highly ranked. It's rated 2.34 out of 5 stars, based on 2.1 thousand ratings. The last update of the app was on November 15, 2023.Plug AI: …Press Inquiries / Contact: Thanks for submitting! Plugging businesses into Artificial Intelligence. Meet your industry specific curated AI, and watch it help your customer base grow at light speed.Plugger.ai is an AI designer that automates your design work for marketing, social media, content, e-commerce, and increases your sales and engagements by 10x.Mar 1, 2024 · SoundHound AI (SOUN) sees its stock slide after missing revenue expectations. While SoundHound narrowed losses, sales lagged behind analyst forecasts. ... Tesla, Plug Power, SoundHound AI ...Mar 3, 2024 · Can Plug AI 1.1 APK be integrated with third-party applications? Absolutely! Plug AI 1.1 APK is designed to be highly versatile and can seamlessly integrate with a variety of third-party ... Download Plug Ai 😏 Works in Wizz, Tinder, and more iOS and Android Store ⬇️VOICEplug AI Web & Mobile is a voice-driven food ordering solution that plugs into existing web and mobile applications, enabling customers to place orders using natural language voice conversations. Customers can now browse through your menu, look for menu items with specific choices or ingredients, complete payments, and much more just by ...Plug Power AI Evolution Energy technology and the blockchain are connected here for the first time with this project and linked to a growing ecosystem in order to combine the advantages of both worlds. The Alternative Fueling Station Locator app helps you find fueling stations that offer electricity, natural gas, biodiesel, ethanol (E85 ...Jan 4, 2024 · Published Jan 4, 2024. + Follow. Plug AI APK es una aplicación de inteligencia artificial versátil que brinda experiencias innovadoras y convenientes a los usuarios. Este artículo presentará ... Our users’ Intellectual Property is fully protected, as Archicad AI Visualizer runs on your computer, saving and storing images locally. The ethical use of technology is also our highest priority. We will only release commercial products that our customers can use with confidence. Please read the End User License Agreement for more details.Plug AI, formerly Wingman, is an app that helps you text and flirt with potential partners. It generates customized responses, opening pick-up lines, and … We would like to show you a description here but the site won’t allow us. To install the plugin, follow these steps: Windows + macOS. Open Topaz Video AI. Make sure you are signed in. Click Plugins > "Install DaVinci Resolve Plugin (Beta)" For now, there are some important notes for users working with the Resolve plug-in: Only Enhancement and Motion Deblur models are currently available. All models run at 1x scale.Mar 1, 2024 · 1. Baby Audio TAIP Tape Emulator Plugin. Baby Audio is an award-winning software developer, praised for making creative tools for music makers. One of its brand-new plugins is called “TAIP.”. TAIP is an AI-powered tape machine simulator plugin that brings the true sound and behavior of an analog tape to your tracks. 70.42. -2.28%. Find the latest Plug Power Inc. (PLUG) stock quote, history, news and other vital information to help you with your stock trading and investing. Here are three AI hardware stocks that can benefit from the chip sector’s expansion. Astera Labs ( ALAB ): Many top banks are very upbeat on this young, rapidly …AI-Powered Dating Assistant. google_logo Play. GamesBrisk is a free AI-powered Chrome extension that helps busy teachers save time directly within the tools they already use, like Google Docs, Slides, YouTube, and web articles. Teachers use Brisk as a Targeted Feedback Generator, AI Presentation Maker, AI Quiz Maker, AI Lesson Plan Generator, AI Rubric Generator, Letter of Recommendation …Feb 22, 2024 · 5. SynchroArts RePitch. RePitch is a powerful vocal tuning plugin that employs some seriously powerful algorithms. This is not a strictly AI plugin, but the powerful software is built on huge codebase that generates AI-like results that are capable of tuning vocals, while maintaining a natural human sound.Lee reseñas, compara calificaciones de clientes, mira capturas de pantalla y obtén detalles sobre Plug AI - Dating Assistant. Descarga Plug AI - Dating Assistant y disfrútalo en tu iPhone, iPad y iPod touch.6 days ago · NovelAI is a monthly subscription service for AI-assisted authorship, storytelling, virtual companionship, or simply a LLM powered sandbox for your imagination. Our Artificial Intelligence algorithms create human-like writing based on your own, enabling anyone, regardless of ability, to produce quality literature.Jan 23, 2024 · 在Plug AI生成了后续的对话内容后，第一句话成功地把原谅值拉回了14%，接下来就看看它能不能在剩余的13次对话中完成目标。 接下来的对话还算是能让“女友”比较满意，但毕竟这个“女友”不是真人，游戏突然陷入了死循环，Plug AI的回复让“女友”一直在重复一句相同的话。Plug AI es una app que te ayuda a encontrar éxito y conexiones en el mundo de las citas en línea. Con su algoritmo de IA, te ofrece consejos, frases, análisis y optimización para …Apr 21, 2021 · 2021年3月，阿里达摩院机器智能实验室AliceMind家族发布了最新训练的270亿参数规模的中文语言理解和生成统一模型--PLUG，但随着预训练模型规模越来越大，如何将大规模的预训练模型在下游任务上微调后直接部署成为了一个亟待解决的难题。 ... HARPA automates your copywriting, email management, web search, online data extraction and web monitoring tasks. It is used to quickly write and reply to emails, post comments and DMs, summarise and “talk to” web pages, YouTube videos, PDF documents, extract and research SEO keywords, create SMM content plans and Midjourney prompts ... 4 days ago · Jamahook is an AI-powered sound-matching VST plugin that suggests the best samples for your tracks by analyzing your project’s attributes, such as harmony, key, emotion, mood, rhythm, distortion, and percussive qualities. It offers three subscription options, with discounts available on annual payments.Plug AI, formerly Wingman, is an app that helps you text and flirt with potential partners. It generates customized responses, opening pick-up lines, and …Plug in some prompts and the ‘ChatGPT for music’ whips up a song in seconds – if you don’t mind slightly silly lyrics Heralded as the ChatGPT for music, Suno …May 18, 2023 · The AI's core training data only goes up to September 2021. ... And, they can only enable one plug-in within a category, such as Kayak or Expedia for travel planning, Keller says. Transform your romantic interactions with Plug AI, the texting and flirting assistant designed to boost your confidence and effectiveness in the game of love. 1) Upload a screenshot to generate customized responses. 2) Generate opening pick-up lines. 3) Chat with PlugAI to receive dating and sel…5 days ago · Dive into the blogs, tutorials, and resources provided to learn the chosen plugin. Play AI Plugin is a platform dedicated to providing top-notch AI plugins for users. With Play AI Plugin, you can revolutionize your digital experience and embark on a journey of limitless innovation. Explore our curated selection to enhance your productivity and ...Apr 30, 2021 · PLUG是达摩院将过去自行研发的两种模型——NLU语言模型StructBERT以及 NLG语言模型PALM融合而成，具有输入文本双向理解的能力。. 上面这篇文章惊人地方在于工程师只输入了”泛起笑意”4个字而已，后面AI系统就自己”写” 成了一篇小说般的文章，如果 …Jan 24, 2024 · AI 开发的"哄哄模拟器"和 Plug AI 约会助手，帮助用户通过对话练习和指导提高恋爱沟通技能。其中"哄哄模拟器"免费上线网页版后，因病毒式传播引发高流量而濒临倒闭；Plug AI 则在无广告的情况下月收入 19 万美元，寻求 2500 万元人民币的收购。Jan 4, 2024 · Published Jan 4, 2024. + Follow. Plug AI APK es una aplicación de inteligencia artificial versátil que brinda experiencias innovadoras y convenientes a los usuarios. Este artículo presentará ... To install the plugin, follow these steps: Windows + macOS. Open Topaz Video AI. Make sure you are signed in. Click Plugins > "Install DaVinci Resolve Plugin (Beta)" For now, there are some important notes for users working with the Resolve plug-in: Only Enhancement and Motion Deblur models are currently available. All models run at 1x scale.Apr 21, 2021 · 2021年3月，阿里达摩院机器智能实验室AliceMind家族发布了最新训练的270亿参数规模的中文语言理解和生成统一模型--PLUG，但随着预训练模型规模越来越大，如何将大规模的预训练模型在下游任务上微调后直接部署成为了一个亟待解决的难题。 ...Feb 22, 2024 · 5. SynchroArts RePitch. RePitch is a powerful vocal tuning plugin that employs some seriously powerful algorithms. This is not a strictly AI plugin, but the powerful software is built on huge codebase that generates AI-like results that are capable of tuning vocals, while maintaining a natural human sound.4 days ago · Jamahook is an AI-powered sound-matching VST plugin that suggests the best samples for your tracks by analyzing your project’s attributes, such as harmony, key, emotion, mood, rhythm, distortion, and percussive qualities. It offers three subscription options, with discounts available on annual payments.Try Plus AI for free. Start with a 7-day free trial. Cancel any time. Everything you generate with Plus lives in your Google Workspace, so they're yours forever. Get started for free. Stop making presentations the old way. Create, edit, and design slides in seconds using Plus AI, the best AI presentation maker for Google Slides.www.plugnplai.com currently does not have any sponsors for you. See relevant content for Plugnplai.com. AI Pick-Up Line Generator. Use ChadGPT AI to generate a pick-up lines with the power of AI based on the context and vibe you provide. Let AI help you get a date with your crush! You can make the pick-up lines funny, flirty, teasing or spicy. Share the automatically generated pick-up line with your friends via social media or crush on dating app. Jun 14, 2023 · Salesforce says its new technology will help client companies use generative AI tools such as ChatGPT safely by protecting proprietary data, among other things. For Salesforce, convincing ...Apr 19, 2021 · 阿里达摩院发布超大规模语言模型PLUG AI续写小说还教程序员如何防脱发. 4月19日，阿里达摩院发布中文社区最大规模语言模型PLUG，该模型参数规模达270亿，采用1TB以上高质量中文文本训练数据，涵盖新闻、小说、诗歌、问答等类型及领域。. PLUG刷新CLUE分类榜单 ...IT之家 4 月 19 日消息 阿里巴巴达摩院发布 超大规模语言模型 PLUG，该模型参数规模达 270 亿，是目前 全球规模最大的中文纯文本预训练语言模型。 官方表示，PLUG 集良好的语言理解与创造性文本生成能力于一身，在小说仿写、诗歌生成、智能问答等 长文本生成领域表现突出，其目标是通过超大模型 ...
As an open-source and self-hosted solution, developers can deploy their own version of the plugin and register it with ChatGPT. The plugin leverages OpenAI embeddingsand allows developers to choose a vector database (Milvus, Pinecone, Qdrant, Redis, Weaviateor Zilliz) for indexing and searching documents.. Terrebonne quebec
加入AI交流群，享一手资讯. 建E网AI绘图是一款人工智能图片在线编辑工具,为设计师提供文字生成创意图,帮助设计优化方案,完成图片制作,具有手绘上色,彩平图上色,高清放大等功能,为设计师提供丰富的AI创意灵感和设计类lora模型,是建筑与室内设计师的提高效率 ...Plug AI, formerly Wingman, is an app that helps you text and flirt with potential partners. It generates customized responses, opening pick-up lines, and … AI Designer For eCommerce. AI Designer automates product photography, optimizes the images for various platforms (such as Amazon, Etsy), saves time, and enhances conversion rates. Plugger.ai is an AI designer that automates your design work for marketing, social media, content, e-commerce, and increases your sales and engagements by 10x. Oct 18, 2023 · 📱 Install Plug AI: Texting Assistant APK on Android. Tap Plug AI: Texting Assistant.apk. Tap Install. Follow the steps on screen. Read more. Old Versions. Plug AI: Texting Assistant 1.1.6 APK XAPK. Dec 8, 2023 · Android 5.0+ Plug AI: Texting Assistant 1.1.5 XAPK. Oct 31, 2023 · Android 5.0+Feb 21, 2024 · Plug and Play AI Bundle is an easy to use AI System that helps you create AI within minutes. Built for singleplayer and multiplayer. Includes 4 AI examples - Archer, Shooter, Swordsman and Zombie. This bundle contains the following AI assets - Archer, Swordsman, Shooter, Zombie. Important - The AI are not child classes of a parent AI.Jul 31, 2017 · Facebook engineers were forced to pull the plug on one of the company's AI systems after its bots began communicating with each other in a completely new language which humans simply couldn't ...Consensus responsibly uses AI to help you conduct effective research. Extensive Coverage. Search through over 200 million scientific papers without having to keyword match. Results you can trust. All of our results are tied to actual studies, we cite our sources and we will never show you ads.Dec 15, 2023 · A set of AI-enabled effects, generators, and analyzers. These AI features run 100% locally on your PC 💻 -- no internet connection necessary! OpenVINO™ is used to run AI models on supported accelerators found on the user's system such as CPU, GPU, and NPU. Music Separation 🎵 -- Separate a mono or stereo track into individual stems ... Get Started with neutone. 01. Universal VST/AU plug-in. Download and install our universal Neutone VST/AU plug-in to use with your favorite DAW. 02. Experiment with the latest AI models. Find awesome AI models to load into your Neutone plug-in. Check back to find new models developed using the latest AI technology. 03.Our plug-in seamlessly integrates with Figma, allowing you to customize the generated wireframes to fit your specific project needs. From adjusting the layout and design to changing individual elements, everything is fully customizable. With WireGen.ai, you have complete control over your wireframes and can easily make any necessary changes in ... RoastPlug - AI generated roasts. Roast you or anyone, upload here. We do not store or have access to any of your images or roasts. Get roasted by an AI! RoastPlug lets you get burned for fun with personalized roasts based on your uploaded images. As a PhD candidate in AI at the University of the Punjab, I am passionate about… · Experience: Plug AI · Education: University of the Punjab · Location: Miami · 500+ connections on LinkedIn.Plug Power AI Evolution Energy technology and the blockchain are connected here for the first time with this project and linked to a growing ecosystem in order to combine the advantages of both worlds. The Alternative Fueling Station Locator app helps you find fueling stations that offer electricity, natural gas, biodiesel, ethanol (E85 ... 70.42. -2.28%. Find the latest Plug Power Inc. (PLUG) stock quote, history, news and other vital information to help you with your stock trading and investing. .